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Typical Motorbike Accident Claims

Motorbike and scooter riders are one of the highest accident risk groups on the UK’s roads. In fact, according to statistics, motorcyclists are 62 times more likely to be involved in a fatal accident than other road users.

Generally, motorcycle accidents are caused by negligence but it’s not always the rider’s fault. There are a variety of reasons why accidents happen, such as potholes in the road, debris or defects on the road surface.

So, what are the typical motorbike accident claims that solicitors deal with?

Common motorbike accident claims

For most solicitors, some types of motorbike accidents happen regularly and often come with a claim.

  1. Badly maintained road surfaces – a very common problem is potholes that haven’t been repaired. In some weather conditions, there’s also a great danger of slippery road surfaces. In autumn and winter, debris left on the road becomes a major problem for motorbikes, too. If you have an accident for any of these reasons, motorcyclists are able to claim for injuries to themselves as well as for damage to their property, i.e. the motorbike.
  2. Negligence – As there are so many UK road users, negligence is also another common problem for motorcyclists. Should they have an accident on the road due to the negligence, i.e. fault, of another road user, they are entitled to claim for compensation for any injuries to them and for the damage to the motorbike. Most negligence claims arise due to the other road user failing to adhere to the Highway Code. In recent years, there has been a number of important amendments made to the Highway Code that many road users are simply unaware of. On the other side of the coin, the motorcyclist can also be found at fault and in these circumstances, the other road user can make a compensation claim.
  3. Uninsured motorists – it is estimated that approximately 4% of all motorists in the UK are uninsured; that’s around 1 million uninsured drivers (road users). If a motorcyclist is involved in an accident with an uninsured road user, there is still the potential to make a claim. In some cases, the person who caused the accident may flee the scene but you can still make a claim, but through the Motor Insurers Bureau (MIB).
  4. Defective bike/equipment – even if your motorbike is correctly MOT’d and maintained, it could still generate a fault. If you have an accident and suffer injuries due to your bike or equipment being defective, you’ve got to prove that the defect was caused by a manufactured defect, such as faulty steering, protective clothing or helmet. In these cases, it is possible that the manufacturer may be liable and therefore, you are entitled to make a compensation claim as long as it can be proven that the manufacturer is at fault.
  5. Driving under the influence of drugs/alcohol – this is similar to negligence claims. If you have an accident with another road user and suffered an injury, as long as you can prove that the other person was driving/riding under the influence of drugs or alcohol, you can make a compensation claim for your injuries and for damage to your motorbike.

With any motorbike accident claim, it’s important to assess the situation and determine the circumstances of how the accident occurred. The level of compensation is subject to a number of factors, including the extent of the injuries suffered and damage to the motorbike or equipment.